Privacy Policy

We are committed to safeguarding the privacy of our website visitors; this policy sets out how we will treat your personal information.

Our privacy policy applies to all new and existing customers. We reserve the right to update or modify this policy at any time.

Our website uses cookies. By using our website and agreeing to this policy, you consent to our use of cookies in accordance with the terms of this policy.

What information do we collect?

We may collect, store and use the following kinds of personal information:

1. Information about your computer and about your visits to and use of this website (including your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation.
   
2. Information relating to any transactions carried out between you and us on or in relation to this website, including information relating to any purchases you make of our goods or services (including any application for a payday loan).
   
3. Information that you provide to us for the purpose of registering with us (including personal and financial data)
   
4. Information that you provide to us for the purpose of subscribing to our website services, email notifications and/or newsletters.
   
5. Any other information that you choose to send to us.
   

Security

We take all reasonable and appropriate steps to protect the personal information that you provide to us from unauthorized access or disclosure. We protect your personal and financial information you provide us by using SSL (Secure Socket Layer) encryption technology. Our servers are protected by firewalls and other security to protect them from external attack.

We comply with UK Data Protection Laws and our Data protection number is Z1795311.

Use of your data

Any information which you give us, including personal data as defined by the Data Protection Act 1998 may be disclosed to third parties (e.g. credit reference agencies and where relevant, product providers and anyone whom we may use to process your application on our behalf) for the purpose of processing your application and for the on-going administration of your application but for no other purpose. We may share the data you provide to us with third parties such as Credit reference agencies, credit service providers and debt collection agencies. By providing us with your details and agreeing to the terms of our privacy policy you are giving us consent to use your personal data in the manner described (including checking the information you provide against our own records, against those held at Credit Reference Agencies and those held at Fraud Prevention Agencies).

In accordance with the Privacy and Electronic Communications Regulations 2003 we agree that any consent given by you may be withdrawn by you at any time by contacting us by email at This e-mail address is being protected from spambots. You need JavaScript enabled to view it   or in writing at: Merrywood Capital Management Ltd, Ground Floor, 2 Horsham Gates, North Street, Horsham, West Sussex, RH13 5PJ.

If you are not eligible for a Payday loan at this time, unless you write to us at Ground Floor, 2 Horsham Gates, North Street, Horsham, West Sussex, RH13 5PJ, you agree that we may offer you an alternative product (including those of others) and that we may pass your details to another financial services company for them to send you details of their products.

Cookies

1. A cookie consists of information sent by a web server to a web browser, and stored by the browser. The information is then sent back to the server each time the browser requests a page from the server. This enables the web server to identify and track the web browser. We may use both “session” cookies and “persistent” cookies on the website.  We will use the session cookies to: keep track of you whilst you navigate the website; and for system administration and to report information to our advertisers.  We will use the persistent cookies to: enable our website to recognise you when you visit; and to enable us to improve our service to you. Session cookies will be deleted from your computer when you close your browser.  Persistent cookies will remain stored on your computer until deleted, or until they reach a specified expiry date.
   
2. We use Google Analytics to analyse the use of this website.  Google Analytics generates statistical and other information about website use by means of cookies, which are stored on users' computers.  The information generated relating to our website is used to create reports about the use of the website. Google will store this information.  Google's privacy policy is available at: http://www.google.com/privacypolicy.html.
   

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